Currituck County, NC

Composite Insurance Risk Score: 61.4 / 100 (National rank: #869)

Axis Scores

Climate Safety 36.4
Insurance Affordability 82.7
Housing Affordability 17.2
Community Resilience 82.5
Social Resilience 90.8
Housing Stability 98.5

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 1.71%
Price-to-Income Ratio 4.05
FEMA Risk Score (0-100) 63.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Currituck County have grown at an average annual rate of 8.05%. During the same period, the population has increased by 16.08%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).