Cumberland County, TN
Composite Insurance Risk Score: 43.0 / 100 (National rank: #2044)
Axis Scores
Climate Safety
41.9
Insurance Affordability
46.4
Housing Affordability
16.0
Community Resilience
26.5
Social Resilience
56.7
Housing Stability
81.0
Key Metrics
| Annual Insurance Premium (state avg) | $1,800 |
| Insurance Burden (% of income) | 2.98% |
| Price-to-Income Ratio | 4.15 |
| FEMA Risk Score (0-100) | 57.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).