Cumberland County, PA
Composite Insurance Risk Score: 58.4 / 100 (National rank: #1056)
Axis Scores
Climate Safety
25.8
Insurance Affordability
94.3
Housing Affordability
40.5
Community Resilience
95.8
Social Resilience
80.4
Housing Stability
34.1
Key Metrics
| Annual Insurance Premium (state avg) | $1,100 |
| Insurance Burden (% of income) | 1.26% |
| Price-to-Income Ratio | 3.17 |
| FEMA Risk Score (0-100) | 74.0 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).