Cumberland County, NJ
Composite Insurance Risk Score: 36.8 / 100 (National rank: #2400)
Axis Scores
Climate Safety
8.1
Insurance Affordability
80.8
Housing Affordability
36.1
Community Resilience
67.0
Social Resilience
1.9
Housing Stability
18.8
Key Metrics
| Annual Insurance Premium (state avg) | $1,200 |
| Insurance Burden (% of income) | 1.78% |
| Price-to-Income Ratio | 3.28 |
| FEMA Risk Score (0-100) | 91.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).