Cumberland County, NC

Composite Insurance Risk Score: 26.8 / 100 (National rank: #2888)

Axis Scores

Climate Safety 7.4
Insurance Affordability 54.4
Housing Affordability 37.0
Community Resilience 43.7
Social Resilience 6.6
Housing Stability 3.5

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 2.61%
Price-to-Income Ratio 3.25
FEMA Risk Score (0-100) 92.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Cumberland County have grown at an average annual rate of 8.04%. During the same period, the population has increased by 1.71%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).