Cumberland County, KY
Composite Insurance Risk Score: 48.4 / 100 (National rank: #1716)
Axis Scores
Climate Safety
92.1
Insurance Affordability
19.9
Housing Affordability
28.3
Community Resilience
15.2
Social Resilience
45.5
Housing Stability
54.4
Key Metrics
| Annual Insurance Premium (state avg) | $2,000 |
| Insurance Burden (% of income) | 5.00% |
| Price-to-Income Ratio | 3.53 |
| FEMA Risk Score (0-100) | 7.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).