Culpeper County, VA

Composite Insurance Risk Score: 59.2 / 100 (National rank: #1007)

Axis Scores

Climate Safety 56.5
Insurance Affordability 93.5
Housing Affordability 16.6
Community Resilience 59.6
Social Resilience 52.4
Housing Stability 52.0

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 1.30%
Price-to-Income Ratio 4.09
FEMA Risk Score (0-100) 43.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Culpeper County have grown at an average annual rate of 6.48%. During the same period, the population has increased by 6.45%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).