Craven County, NC

Composite Insurance Risk Score: 30.6 / 100 (National rank: #2732)

Axis Scores

Climate Safety 3.6
Insurance Affordability 59.8
Housing Affordability 28.7
Community Resilience 65.8
Social Resilience 13.3
Housing Stability 23.8

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 2.43%
Price-to-Income Ratio 3.52
FEMA Risk Score (0-100) 96.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Craven County have grown at an average annual rate of 7.96%. During the same period, the population has increased by 0.12%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).