Cottonwood County, MN
Composite Insurance Risk Score: 61.3 / 100 (National rank: #872)
Axis Scores
Climate Safety
55.0
Insurance Affordability
58.6
Housing Affordability
78.3
Community Resilience
81.7
Social Resilience
53.5
Housing Stability
48.9
Key Metrics
| Annual Insurance Premium (state avg) | $1,800 |
| Insurance Burden (% of income) | 2.47% |
| Price-to-Income Ratio | 2.32 |
| FEMA Risk Score (0-100) | 44.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).