Cotton County, OK
Composite Insurance Risk Score: 56.3 / 100 (National rank: #1193)
Axis Scores
Climate Safety
82.4
Insurance Affordability
12.4
Housing Affordability
90.1
Community Resilience
27.1
Social Resilience
41.2
Housing Stability
81.8
Key Metrics
| Annual Insurance Premium (state avg) | $3,500 |
| Insurance Burden (% of income) | 5.99% |
| Price-to-Income Ratio | 1.95 |
| FEMA Risk Score (0-100) | 17.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).