Cooke County, TX
Composite Insurance Risk Score: 24.6 / 100 (National rank: #2965)
Axis Scores
Climate Safety
16.2
Insurance Affordability
14.8
Housing Affordability
36.9
Community Resilience
32.3
Social Resilience
36.1
Housing Stability
36.4
Key Metrics
| Annual Insurance Premium (state avg) | $4,200 |
| Insurance Burden (% of income) | 5.68% |
| Price-to-Income Ratio | 3.25 |
| FEMA Risk Score (0-100) | 83.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).