Conejos County, CO

Composite Insurance Risk Score: 42.1 / 100 (National rank: #2098)

Axis Scores

Climate Safety 93.8
Insurance Affordability 10.8
Housing Affordability 22.0
Community Resilience 9.0
Social Resilience 10.9
Housing Stability 60.2

Key Metrics

Annual Insurance Premium (state avg) $3,200
Insurance Burden (% of income) 6.28%
Price-to-Income Ratio 3.79
FEMA Risk Score (0-100) 6.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Conejos County have grown at an average annual rate of 9.92%. During the same period, the population has decreased by 7.36%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).