Columbia County, PA

Composite Insurance Risk Score: 64.9 / 100 (National rank: #636)

Axis Scores

Climate Safety 63.6
Insurance Affordability 83.0
Housing Affordability 40.0
Community Resilience 86.1
Social Resilience 78.0
Housing Stability 26.9

Key Metrics

Annual Insurance Premium (state avg) $1,100
Insurance Burden (% of income) 1.70%
Price-to-Income Ratio 3.19
FEMA Risk Score (0-100) 36.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Columbia County have grown at an average annual rate of 6.33%. During the same period, the population has decreased by 0.54%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).