Columbia County, NY

Composite Insurance Risk Score: 50.7 / 100 (National rank: #1561)

Axis Scores

Climate Safety 38.2
Insurance Affordability 71.9
Housing Affordability 14.6
Community Resilience 74.2
Social Resilience 58.0
Housing Stability 58.8

Key Metrics

Annual Insurance Premium (state avg) $1,700
Insurance Burden (% of income) 2.09%
Price-to-Income Ratio 4.26
FEMA Risk Score (0-100) 61.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Columbia County have grown at an average annual rate of 8.24%. During the same period, the population has increased by 1.21%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).