Columbia County, GA

Composite Insurance Risk Score: 51.3 / 100 (National rank: #1514)

Axis Scores

Climate Safety 23.4
Insurance Affordability 68.1
Housing Affordability 39.8
Community Resilience 58.9
Social Resilience 83.6
Housing Stability 70.4

Key Metrics

Annual Insurance Premium (state avg) $2,100
Insurance Burden (% of income) 2.20%
Price-to-Income Ratio 3.19
FEMA Risk Score (0-100) 76.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Columbia County have grown at an average annual rate of 8.46%. During the same period, the population has increased by 7.78%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).