Columbia County, FL

Composite Insurance Risk Score: 18.4 / 100 (National rank: #3081)

Axis Scores

Climate Safety 15.0
Insurance Affordability 1.3
Housing Affordability 35.8
Community Resilience 31.8
Social Resilience 10.6
Housing Stability 39.4

Key Metrics

Annual Insurance Premium (state avg) $6,000
Insurance Burden (% of income) 10.13%
Price-to-Income Ratio 3.29
FEMA Risk Score (0-100) 85.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Columbia County have grown at an average annual rate of 9.43%. During the same period, the population has increased by 2.6%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).