Coles County, IL
Composite Insurance Risk Score: 46.6 / 100 (National rank: #1831)
Axis Scores
Climate Safety
31.0
Insurance Affordability
49.3
Housing Affordability
81.0
Community Resilience
75.5
Social Resilience
45.9
Housing Stability
7.0
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 2.83% |
| Price-to-Income Ratio | 2.26 |
| FEMA Risk Score (0-100) | 68.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).