Cole County, MO
Composite Insurance Risk Score: 47.2 / 100 (National rank: #1792)
Axis Scores
Climate Safety
25.3
Insurance Affordability
56.7
Housing Affordability
44.2
Community Resilience
90.7
Social Resilience
75.0
Housing Stability
22.1
Key Metrics
| Annual Insurance Premium (state avg) | $1,900 |
| Insurance Burden (% of income) | 2.54% |
| Price-to-Income Ratio | 3.07 |
| FEMA Risk Score (0-100) | 74.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).