Coffee County, AL

Composite Insurance Risk Score: 32.6 / 100 (National rank: #2643)

Axis Scores

Climate Safety 10.8
Insurance Affordability 36.0
Housing Affordability 58.3
Community Resilience 43.0
Social Resilience 35.2
Housing Stability 38.1

Key Metrics

Annual Insurance Premium (state avg) $2,480
Insurance Burden (% of income) 3.63%
Price-to-Income Ratio 2.76
FEMA Risk Score (0-100) 89.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Coffee County have grown at an average annual rate of 5.05%. During the same period, the population has increased by 6.31%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).