Cleveland County, NC

Composite Insurance Risk Score: 34.3 / 100 (National rank: #2552)

Axis Scores

Climate Safety 29.3
Insurance Affordability 51.1
Housing Affordability 31.8
Community Resilience 35.1
Social Resilience 12.5
Housing Stability 31.8

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 2.73%
Price-to-Income Ratio 3.42
FEMA Risk Score (0-100) 70.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Cleveland County have grown at an average annual rate of 10.74%. During the same period, the population has increased by 3.81%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).