Clearwater County, ID
Composite Insurance Risk Score: 59.1 / 100 (National rank: #1010)
Axis Scores
Climate Safety
74.4
Insurance Affordability
83.9
Housing Affordability
12.3
Community Resilience
12.8
Social Resilience
35.1
Housing Stability
91.5
Key Metrics
| Annual Insurance Premium (state avg) | $1,000 |
| Insurance Burden (% of income) | 1.67% |
| Price-to-Income Ratio | 4.47 |
| FEMA Risk Score (0-100) | 25.5 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).