Clay County, WV
Composite Insurance Risk Score: 57.7 / 100 (National rank: #1100)
Axis Scores
Climate Safety
90.0
Insurance Affordability
40.6
Housing Affordability
67.2
Community Resilience
8.6
Social Resilience
39.1
Housing Stability
56.8
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 3.31% |
| Price-to-Income Ratio | 2.58 |
| FEMA Risk Score (0-100) | 10.0 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).