Clay County, IN
Composite Insurance Risk Score: 71.6 / 100 (National rank: #293)
Axis Scores
Climate Safety
56.0
Insurance Affordability
74.6
Housing Affordability
83.9
Community Resilience
80.4
Social Resilience
71.5
Housing Stability
84.0
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 2.00% |
| Price-to-Income Ratio | 2.19 |
| FEMA Risk Score (0-100) | 43.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).