Clay County, IA
Composite Insurance Risk Score: 60.1 / 100 (National rank: #949)
Axis Scores
Climate Safety
48.6
Insurance Affordability
65.0
Housing Affordability
60.0
Community Resilience
84.4
Social Resilience
75.9
Housing Stability
42.9
Key Metrics
| Annual Insurance Premium (state avg) | $1,500 |
| Insurance Burden (% of income) | 2.29% |
| Price-to-Income Ratio | 2.73 |
| FEMA Risk Score (0-100) | 51.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).