Clay County, FL
Composite Insurance Risk Score: 27.0 / 100 (National rank: #2875)
Axis Scores
Climate Safety
11.2
Insurance Affordability
8.0
Housing Affordability
27.7
Community Resilience
57.8
Social Resilience
60.9
Housing Stability
56.1
Key Metrics
| Annual Insurance Premium (state avg) | $6,000 |
| Insurance Burden (% of income) | 6.83% |
| Price-to-Income Ratio | 3.56 |
| FEMA Risk Score (0-100) | 88.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).