Clark County, ID

Composite Insurance Risk Score: 55.9 / 100 (National rank: #1212)

Axis Scores

Climate Safety 95.1
Insurance Affordability 79.7
Housing Affordability 19.3
Community Resilience 0.1
Social Resilience 36.8
Housing Stability 8.2

Key Metrics

Annual Insurance Premium (state avg) $1,000
Insurance Burden (% of income) 1.81%
Price-to-Income Ratio 3.93
FEMA Risk Score (0-100) 4.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Clark County have grown at an average annual rate of 17.2%. During the same period, the population has decreased by 7.01%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).