Chesterfield County, VA
Composite Insurance Risk Score: 51.0 / 100 (National rank: #1541)
Axis Scores
Climate Safety
11.3
Insurance Affordability
93.9
Housing Affordability
26.8
Community Resilience
67.8
Social Resilience
72.2
Housing Stability
61.6
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.28% |
| Price-to-Income Ratio | 3.59 |
| FEMA Risk Score (0-100) | 88.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).