Chester County, PA

Composite Insurance Risk Score: 52.7 / 100 (National rank: #1427)

Axis Scores

Climate Safety 8.0
Insurance Affordability 99.6
Housing Affordability 21.4
Community Resilience 86.0
Social Resilience 83.4
Housing Stability 52.1

Key Metrics

Annual Insurance Premium (state avg) $1,100
Insurance Burden (% of income) 0.86%
Price-to-Income Ratio 3.82
FEMA Risk Score (0-100) 92.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Chester County have grown at an average annual rate of 6.34%. During the same period, the population has increased by 5.44%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).