Cheboygan County, MI

Composite Insurance Risk Score: 76.2 / 100 (National rank: #137)

Axis Scores

Climate Safety 93.2
Insurance Affordability 72.5
Housing Affordability 44.4
Community Resilience 64.3
Social Resilience 72.8
Housing Stability 97.0

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 2.07%
Price-to-Income Ratio 3.06
FEMA Risk Score (0-100) 6.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Cheboygan County have grown at an average annual rate of 8.02%. During the same period, the population has increased by 1.76%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).