Charlottesville city, VA
Composite Insurance Risk Score: 55.6 / 100 (National rank: #1234)
Axis Scores
Climate Safety
73.1
Insurance Affordability
81.8
Housing Affordability
2.5
Community Resilience
83.9
Social Resilience
43.4
Housing Stability
0.7
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.74% |
| Price-to-Income Ratio | 6.50 |
| FEMA Risk Score (0-100) | 26.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).