Charlotte County, VA
Composite Insurance Risk Score: 62.7 / 100 (National rank: #780)
Axis Scores
Climate Safety
87.7
Insurance Affordability
66.5
Housing Affordability
71.3
Community Resilience
19.7
Social Resilience
20.4
Housing Stability
50.5
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 2.24% |
| Price-to-Income Ratio | 2.48 |
| FEMA Risk Score (0-100) | 12.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).