Charlevoix County, MI
Composite Insurance Risk Score: 81.0 / 100 (National rank: #39)
Axis Scores
Climate Safety
97.0
Insurance Affordability
83.0
Housing Affordability
26.3
Community Resilience
94.4
Social Resilience
85.0
Housing Stability
93.1
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.70% |
| Price-to-Income Ratio | 3.62 |
| FEMA Risk Score (0-100) | 3.0 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).