Chambers County, AL
Composite Insurance Risk Score: 40.8 / 100 (National rank: #2162)
Axis Scores
Climate Safety
57.6
Insurance Affordability
20.0
Housing Affordability
59.8
Community Resilience
40.2
Social Resilience
19.3
Housing Stability
35.9
Key Metrics
| Annual Insurance Premium (state avg) | $2,480 |
| Insurance Burden (% of income) | 4.99% |
| Price-to-Income Ratio | 2.73 |
| FEMA Risk Score (0-100) | 42.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).