Chaffee County, CO

Composite Insurance Risk Score: 47.8 / 100 (National rank: #1752)

Axis Scores

Climate Safety 86.5
Insurance Affordability 33.6
Housing Affordability 1.1
Community Resilience 47.8
Social Resilience 38.0
Housing Stability 47.0

Key Metrics

Annual Insurance Premium (state avg) $3,200
Insurance Burden (% of income) 3.80%
Price-to-Income Ratio 7.91
FEMA Risk Score (0-100) 13.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Chaffee County have grown at an average annual rate of 13.22%. During the same period, the population has increased by 3.18%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).