Cecil County, MD

Composite Insurance Risk Score: 50.8 / 100 (National rank: #1553)

Axis Scores

Climate Safety 21.6
Insurance Affordability 87.1
Housing Affordability 23.4
Community Resilience 69.5
Social Resilience 67.9
Housing Stability 53.3

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 1.52%
Price-to-Income Ratio 3.73
FEMA Risk Score (0-100) 78.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Cecil County have grown at an average annual rate of 7.19%. During the same period, the population has increased by 2.35%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).