Carter County, OK

Composite Insurance Risk Score: 26.3 / 100 (National rank: #2911)

Axis Scores

Climate Safety 21.2
Insurance Affordability 14.2
Housing Affordability 57.5
Community Resilience 37.8
Social Resilience 20.3
Housing Stability 19.7

Key Metrics

Annual Insurance Premium (state avg) $3,500
Insurance Burden (% of income) 5.76%
Price-to-Income Ratio 2.77
FEMA Risk Score (0-100) 78.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Carter County have grown at an average annual rate of 8.32%. During the same period, the population has increased by 0.49%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).