Carlton County, MN
Composite Insurance Risk Score: 69.8 / 100 (National rank: #377)
Axis Scores
Climate Safety
71.3
Insurance Affordability
66.7
Housing Affordability
45.3
Community Resilience
93.7
Social Resilience
75.5
Housing Stability
79.7
Key Metrics
| Annual Insurance Premium (state avg) | $1,800 |
| Insurance Burden (% of income) | 2.23% |
| Price-to-Income Ratio | 3.04 |
| FEMA Risk Score (0-100) | 28.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).