Caribou County, ID

Composite Insurance Risk Score: 73.1 / 100 (National rank: #231)

Axis Scores

Climate Safety 88.5
Insurance Affordability 89.1
Housing Affordability 29.0
Community Resilience 31.2
Social Resilience 81.0
Housing Stability 87.3

Key Metrics

Annual Insurance Premium (state avg) $1,000
Insurance Burden (% of income) 1.45%
Price-to-Income Ratio 3.51
FEMA Risk Score (0-100) 11.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Caribou County have grown at an average annual rate of 10.6%. During the same period, the population has increased by 3.01%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).