Carbon County, MT

Composite Insurance Risk Score: 61.1 / 100 (National rank: #884)

Axis Scores

Climate Safety 74.9
Insurance Affordability 57.9
Housing Affordability 6.9
Community Resilience 69.1
Social Resilience 92.5
Housing Stability 69.7

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.49%
Price-to-Income Ratio 5.24
FEMA Risk Score (0-100) 25.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Carbon County have grown at an average annual rate of 11.19%. During the same period, the population has increased by 4.9%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).