Cape May County, NJ

Composite Insurance Risk Score: 49.8 / 100 (National rank: #1618)

Axis Scores

Climate Safety 5.0
Insurance Affordability 92.9
Housing Affordability 9.9
Community Resilience 95.3
Social Resilience 58.3
Housing Stability 81.8

Key Metrics

Annual Insurance Premium (state avg) $1,200
Insurance Burden (% of income) 1.32%
Price-to-Income Ratio 4.77
FEMA Risk Score (0-100) 95.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Cape May County have grown at an average annual rate of 7.66%. During the same period, the population has increased by 1.99%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).