Cape Girardeau County, MO

Composite Insurance Risk Score: 38.8 / 100 (National rank: #2293)

Axis Scores

Climate Safety 12.6
Insurance Affordability 50.5
Housing Affordability 38.3
Community Resilience 81.4
Social Resilience 66.0
Housing Stability 19.3

Key Metrics

Annual Insurance Premium (state avg) $1,900
Insurance Burden (% of income) 2.78%
Price-to-Income Ratio 3.22
FEMA Risk Score (0-100) 87.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Cape Girardeau County have grown at an average annual rate of 6.58%. During the same period, the population has increased by 5.41%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).