Campbell County, TN

Composite Insurance Risk Score: 35.0 / 100 (National rank: #2507)

Axis Scores

Climate Safety 50.3
Insurance Affordability 38.0
Housing Affordability 26.3
Community Resilience 14.6
Social Resilience 24.4
Housing Stability 25.8

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 3.49%
Price-to-Income Ratio 3.62
FEMA Risk Score (0-100) 49.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Campbell County have grown at an average annual rate of 12.3%. During the same period, the population has decreased by 0.09%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).