Cambria County, PA

Composite Insurance Risk Score: 68.9 / 100 (National rank: #418)

Axis Scores

Climate Safety 47.7
Insurance Affordability 78.0
Housing Affordability 87.3
Community Resilience 93.7
Social Resilience 66.8
Housing Stability 59.5

Key Metrics

Annual Insurance Premium (state avg) $1,100
Insurance Burden (% of income) 1.88%
Price-to-Income Ratio 2.07
FEMA Risk Score (0-100) 52.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Cambria County have grown at an average annual rate of 5.66%. During the same period, the population has decreased by 1.11%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).