Calhoun County, IL

Composite Insurance Risk Score: 89.6 / 100 (National rank: #2)

Axis Scores

Climate Safety 96.2
Insurance Affordability 82.6
Housing Affordability 87.8
Community Resilience 73.3
Social Resilience 96.9
Housing Stability 99.2

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 1.72%
Price-to-Income Ratio 2.05
FEMA Risk Score (0-100) 3.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Calhoun County have grown at an average annual rate of 9.55%. During the same period, the population has decreased by 10.35%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).