Caldwell Parish, LA

Composite Insurance Risk Score: 44.5 / 100 (National rank: #1953)

Axis Scores

Climate Safety 75.0
Insurance Affordability 1.8
Housing Affordability 89.4
Community Resilience 35.5
Social Resilience 20.8
Housing Stability 25.0

Key Metrics

Annual Insurance Premium (state avg) $4,500
Insurance Burden (% of income) 9.57%
Price-to-Income Ratio 1.98
FEMA Risk Score (0-100) 24.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Caldwell Parish have grown at an average annual rate of 3.83%. During the same period, the population has decreased by 4.92%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).