Butler County, AL

Composite Insurance Risk Score: 38.8 / 100 (National rank: #2290)

Axis Scores

Climate Safety 45.8
Insurance Affordability 15.9
Housing Affordability 82.0
Community Resilience 39.7
Social Resilience 31.7
Housing Stability 16.8

Key Metrics

Annual Insurance Premium (state avg) $2,480
Insurance Burden (% of income) 5.54%
Price-to-Income Ratio 2.23
FEMA Risk Score (0-100) 54.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Butler County have grown at an average annual rate of 0.8%. During the same period, the population has decreased by 6.04%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).