Buncombe County, NC

Composite Insurance Risk Score: 36.2 / 100 (National rank: #2434)

Axis Scores

Climate Safety 18.4
Insurance Affordability 69.4
Housing Affordability 6.7
Community Resilience 59.8
Social Resilience 46.0
Housing Stability 17.7

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 2.15%
Price-to-Income Ratio 5.26
FEMA Risk Score (0-100) 81.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Buncombe County have grown at an average annual rate of 10.46%. During the same period, the population has increased by 6.8%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).