Buchanan County, VA

Composite Insurance Risk Score: 52.9 / 100 (National rank: #1418)

Axis Scores

Climate Safety 53.1
Insurance Affordability 45.2
Housing Affordability 82.7
Community Resilience 3.6
Social Resilience 36.9
Housing Stability 92.2

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 3.03%
Price-to-Income Ratio 2.21
FEMA Risk Score (0-100) 46.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Buchanan County have grown at an average annual rate of 5.59%. During the same period, the population has decreased by 10.89%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).