Breckinridge County, KY

Composite Insurance Risk Score: 49.7 / 100 (National rank: #1623)

Axis Scores

Climate Safety 48.1
Insurance Affordability 36.7
Housing Affordability 56.2
Community Resilience 40.6
Social Resilience 49.5
Housing Stability 86.4

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 3.58%
Price-to-Income Ratio 2.81
FEMA Risk Score (0-100) 51.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Breckinridge County have grown at an average annual rate of 8.78%. During the same period, the population has increased by 3.49%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).