Boulder County, CO

Composite Insurance Risk Score: 30.4 / 100 (National rank: #2739)

Axis Scores

Climate Safety 10.4
Insurance Affordability 44.2
Housing Affordability 1.5
Community Resilience 71.1
Social Resilience 78.8
Housing Stability 9.8

Key Metrics

Annual Insurance Premium (state avg) $3,200
Insurance Burden (% of income) 3.08%
Price-to-Income Ratio 7.27
FEMA Risk Score (0-100) 89.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Boulder County have grown at an average annual rate of 8.75%. During the same period, the population has increased by 2.0%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).